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  CORPORATE FINANCIAL GOVERNANCE STATEMENTS
Balancing it all
           Continuity and transformation
Creating a better living environment for people and communities
Maintaining relationships
Adapting to changing consumer patterns
Offering groupwide services
Development of brand salience
Offering efficient fast and easy services
          Synergy and self-sufficiency
          Efficiency and resilience
OUR STRATEGIC APPROACH TO MANAGING THIS CAPITAL
 UBP INTEGRATED REPORT 2022 81
 OUR PERFORMANCE





















































































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