Page 5 - flipbook-ubp-IR
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    06
Introduction
Financial highlights 06 Chairman’s message 08 A thank you note 12
32 98
         Management Approach
Group CEO‘s message 32 The world we live in 38 Business model 40 Risk report 42
      Corporate Governance
Statement of compliance 98 Corporate governance report 99 Other statutory disclosures 125 Statement of Director’s responsibilities 130 Company Secretary’s certificate 131
  


























































































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